Investment Management

At Kring Financial, we take pride in building winning client relationships through our progressive financial management services. By offering two levels of management service, we ensure that you, our valued clients have the tools necessary to control your financial future while having our vast expertise on hand at a moment’s notice.

As a client, it is the level of service you require and your desire to assist in the management process that determines which management program will work best for you.

KFM’s Investment Management Services:

• Traditional Fee-Only Investment Management
• Advisor Assisted Investment Management

Traditional Fee- Only Investment Management

We realize that the vast majority of our clients are neither trained financial experts nor have the necessary time to devote to managing investments and wealth planning. This is why Kring Financial offers comprehensive financial management services. After years of experience in the business, we’ve learned that most clients desire to have their portfolios professionally managed—leaving the burdens of asset allocation, security selection and monitoring, risk measurement, tax positioning, re-balancing and ongoing review to their financial professional. Our comprehensively managed non-discretionary and discretionary investment portfolios are specifically tailored to your financial objectives, risk tolerances, and tax status. Fees are based on a percentage of assets invested, and may vary accordingly to the level of complexity.

Some investment vehicles under KFM’s Comprehensive Fee only Service include:

• Professionally managed individual stocks and bonds & dynamic allocation services
• Institutional, tax-managed, and no-load mutual funds
• Exchange traded funds (ETF's) and tax efficient portfolios
• Guardrail Growth™ proprietary investment strategies

Advisor Assisted Investment Management

For investors desiring more control over their portfolio, KFM offers our advisor assisted investment management program. Under this plan, clients - with assistance from a KFM professional - assume the bulk of the management responsibility with their portfolio. We play an active role during the initial design of your financial strategy. Upon implementation, KFM will engage in periodic reviews of your portfolio, tracking its progress and consulting you on making changes that you may need or desire. Under this management design, clients maximize portfolio control while keeping KFM’s resources and expertise accessible as needed.

Our Advisor Assisted Financial Management services are generally sought out for retirement plans, such as 401(k)s (where assets are limited to certain investments within the plan) or a portfolio of no-load funds.

To further enhance our advisor assisted services, we have a dedicated service for providing 401(k) advice. Please visit http://www.401kproadvisor.com/index.html for a complete description of the many benefits of having your 401K or similar retirement plan professionally managed.