Founded on the principle that education is vital to making the right decisions about funding and ensuring your future, Kring Financial Management works to understand your unique financial situation.
As a Registered Investment Advisory and financial planning firm, Kring Financial’s core services revolve around fulfilling our clients’ needs while securing their wealth and financial security. KFM is with you every step o f the way, providing both initial financial planning services and ongoing financial management. Since we are not an investment-banking firm or offer proprietary securities products, our honest and disciplined professionals will always provide clear, unbiased advice.
Typical triggering events for KFM services may include:
- Change in marital status
- The birth of a child
- A change in employment status
- The sale of a business
- An approaching retirement, or required retirement distribution
- Death in the family
- An inheritance
- A desire to fund an accumulation goal
- Unsatisfactory investment performance
A solid plan is the foundation on which achievement is grounded upon. When it comes to the financial success of you, your family, or your business, trust the experience and proven results of Kring Financial Management. At KFM, your financial planning goals become ours. Our success depends solely on what we can do to ensure yours.
With a personal approach that no large, faceless firm can duplicate, KFM’s professional team employs a three-stage planning process, developing custom solutions your unique financial situation and aiding you with its execution and maintenance if needed or desired. Your individualized financial plan may be tailored to focus on a specific goal, such as a retirement or divorce, or possess a broader scope—covering multiple aspects of your financial future. Regardless of our involvement-level, the Kring Financial team provides nothing less than peerless service and trustworthy, straightforward guidance.
Ongoing Investment Management—Two Levels of Service
At Kring Financial, we take pride in building winning client relationships through our progressive financial management services. By offering two levels of management service, we ensure that you, our valued clients, have the tools necessary to control your financial future while having our vast expertise on hand at a moment’s notice.
As a client, it is the level of service you require and your desire to assist in the management process that determines which management program will work best for you. Regardless of which service level you choose, KFM works to keep you informed though goal tracking and yearly financial planning reviews.
Contact us today to learn more about KFM’s management programs.
KFM’s Financial Planning Services:
Comprehensive Investment Management
We realize that the vast majority of our clients are neither trained financial experts or seasoned wealth managers. This is why Kring Financial offers Comprehensive Financial Management services. Afteryears of experience in the business, we’ve learned that most clients desire to have their portfolios professionally managed—leaving the burdens of asset allocation, security selection and monitoring, risk measurement, tax positioning, re-balancing and ongoing review to their financial professional. Our comprehensively managed non-discretionary and discretionary investment portfolios are specifically tailored to your financial objectives, risk tolerances, and tax status.
Some investment vehicles under KFM’s Comprehensive Service include*:
- Professionally managed individual stocks and bonds
- Institutional, tax-managed, and no-load mutual funds
- Exchange traded funds (ETF's)
- Unit Investment Trusts
*Securities are offered through Triad Advisors, Inc., member NASD/SIPC
For investors desiring more control over their portfolio, KFM offers our Limited Financial Management program. Under this plan, clients—with assistance from a KFM professional—assume the bulk of the management responsibility with their portfolio. We play an active role during the initial design of your financial strategy. Upon implementation, KFM will engage in periodic reviews of your portfolio, tracking its progress and consulting you on making changes that you may need or desire. Under this management design, clients maximize portfolio control while keeping KFM’s resources and expertise accessible as needed.
Our Limited Financial Management services are generally sought out for retirement plans, such as 401(k)s (where assets are limited to certain investments within the plan) or a portfolio of no-load funds.
Kring Financial Management, Inc.’s core financial planning services are available on a fee basis and cover your specific needs and goals.
Our fees for financial planning and investment management are determined based on the level of work and time required, and differ for each service and client situation. Contact us to learn more about how Kring Financial Management can help you today.